Buying vs. Renting in South Jersey – What Makes More Sense in 2025?

The decision to buy or rent in today’s market is more complicated than ever. But if you live in South Jersey, there’s a clear trend: buying still wins, especially if you plan to stay for more than 2 years. Here's why Santini Lancioni encourages buyers to make the move in 2025.

Rising Rent Costs

Rent prices in areas like Blackwood, Lindenwold, and Sicklerville have jumped significantly over the past 2 years. A basic 3-bedroom rental can now run over $2,200/month, with no long-term equity benefits.

Low Interest Rates (Still!)

While interest rates aren’t at 2021 levels, they’re still historically lower than the 30-year average. Locking in a mortgage now allows you to build wealth as property values in South Jersey continue to rise.

Equity vs. Expense

Renting means money out the door. Buying builds equity. With help from Santini, buyers can secure FHA or USDA loans with minimal down payments—sometimes as low as 3.5% or $0.

Tax Advantages

Homeownership comes with major tax perks, including deductions on mortgage interest and property taxes. These savings can put thousands back in your pocket each year.

Long-Term Stability

Rent prices fluctuate and leases expire. A mortgage means predictable payments and the freedom to make your house a home.

Thinking of buying in South Jersey?

📞 Talk to Santini at (856) 693‑2227

🌐 Start your search: www.hofrealestatenj.com